How to Get NOC from Cyber Police in India | Unfreeze Bank Account & Remove Lien
In today’s digital world, cybercrime has become one of the fastest-growing threats in India. Many innocent citizens find their bank accounts frozen or marked with a lien by the cyber police due to fraud-related investigations — even when they are not directly involved.
If your bank account has been frozen or you have received a notice from the Cyber Cell, the most important step is to obtain an NOC (No Objection Certificate) from the Cyber Police and follow proper legal procedures to get your account released.
What is Cyber Crime?
Cyber crime refers to any illegal activity conducted using computers, the internet, or digital devices. These crimes include:
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Online scams and digital payment fraud
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Identity theft or impersonation
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Hacking or phishing
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Fake investment or trading websites
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Online blackmail or extortion
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Cryptocurrency scams
Cyber crimes are governed by the Information Technology Act, 2000, mainly under Sections 66C, 66D, and 67, along with Section 420 IPC (cheating).
Why Cyber Police Freeze Bank Accounts
Cyber police freeze accounts to trace the flow of stolen or scammed money. When a victim of online fraud files a complaint, the cyber police contact banks and request a temporary freeze or lien on suspicious accounts involved in the transaction.
However, sometimes even innocent individuals or sellers on online platforms get their accounts frozen if their details were used unknowingly in a fraudulent transaction.
What is a Lien in Bank Account?
A lien means a legal hold placed by a bank or law enforcement agency (like Cyber Cell) that prevents withdrawal or debit of funds from your account. It is not a permanent block — but a temporary restriction until the investigation is complete.
How to Get NOC from Cyber Police in India
If your account has been frozen, you must obtain a No Objection Certificate (NOC) from the Cyber Police confirming that you are not an accused person in the case and your account can be released.
Step-by-Step Process:
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Identify the Investigating Authority
Check the email or message from your bank. It usually mentions which Cyber Police Station or branch has initiated the freeze (for example, Noida Cyber Crime Branch, Telangana Cyber Cell, or Kerala Cyber Crime Police). -
Collect Relevant Documents
Prepare the following:-
Bank statement showing the disputed transaction
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Copy of the FIR or Complaint ID (if available)
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ID proof (Aadhaar, PAN)
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Explanation letter stating your innocence and transaction details
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Send a Representation to the Cyber Police Officer (IO)
Write a formal request to the Investigating Officer explaining that you are not involved in the crime and seek an NOC to unfreeze your account. Attach all evidence of your genuine transactions. -
Coordinate with a Cyber Crime Lawyer
A qualified lawyer can communicate with the cyber police, verify the case status, and draft an official application under Section 102 CrPC for account release. -
Receive the NOC
Once the cyber police verify your documents and confirm you are not part of the scam, they issue an NOC which is sent to your bank through email or letter. -
Submit NOC to Your Bank
Forward the NOC to your branch manager and bank’s legal department. The bank will then lift the lien and unfreeze your account within a few working days.
How to Unfreeze Bank Account Legally
If the Cyber Cell has frozen your bank account, you can follow two methods:
A. Direct Method (Through Cyber Police)
If the police agree that you are not involved, they can directly send an email or NOC to the bank to remove the freeze.
B. Court Order Method
If the Cyber Cell does not respond, your lawyer can file a petition before the Judicial Magistrate or Metropolitan Magistrate under:
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Section 451 / 457 CrPC – For release of property or account
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Section 102 CrPC – For unfreezing orders
After reviewing your documents, the court can order the Cyber Police or bank to unfreeze your account.
How to Remove Lien from Bank Account
A lien is removed once:
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You get an NOC from Cyber Police, or
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You obtain a court order for lien removal
Steps:
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Get the case reference or complaint number from your bank.
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Ask your lawyer to contact the cyber cell to verify your involvement.
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If found innocent, request an NOC.
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Submit the NOC to the bank’s nodal officer.
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The lien will be removed within 3–7 working days.
What is a Digital Arrest?
Digital arrest is a new type of cyber fraud where scammers impersonate police officers, cyber officials, or RBI staff on video calls and threaten victims by showing fake documents or arrest warrants.
They claim that your Aadhaar or bank account is linked to a cybercrime and demand money to “settle” the case.
⚠️ Important:
There is no such thing as a digital arrest. Police or cyber cells never arrest anyone over video call or online chat. Always contact your nearest Cyber Police Station or dial 1930 if someone threatens you in this way.
How to Stay Safe from Cyber Crime
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Never share your OTP, UPI PIN, or bank password with anyone.
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Do not respond to unknown WhatsApp or Telegram investment groups.
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Avoid downloading unverified apps that request permissions.
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Always verify company or job offers through official websites.
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Report fraud immediately at www.cybercrime.gov.in or call 1930.
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Keep strong passwords and enable two-factor authentication.
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Do not send money to unknown individuals claiming to be police officers.
Legal Help for Cyber Fraud & Bank Account Unfreeze
If your account is frozen or under lien, it is crucial to act quickly with legal assistance. An experienced cyber crime lawyer can communicate directly with the cyber police, banks, and courts to get your account released and funds refunded.
Among the leading experts in this field is Advocate Deepak, a cyber law specialist with multiple academic qualifications including B.Sc, LLB, MBA, MeBA, and DDM.
He has successfully handled numerous cases involving:
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Cyber fraud refund and bank account unfreeze
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Lien removal and NOC from Cyber Police
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Drafting court petitions under IT Act & CrPC
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Legal representation in cybercrime investigations
With expertise in digital forensics, cyber law, and investigation procedures, he provides complete legal support to victims across Delhi NCR, Uttar Pradesh, and other parts of India.
For consultation, you may reach out at +91-7303072764 or visit www.bestcybercrimelawyer.in.
Disclaimer
This content is for educational purposes only and should not be considered legal advice. Always consult a qualified cybercrime lawyer for your specific case.
For reporting cybercrime, visit www.cybercrime.gov.in or call 1930.