How to Recover Money from Online Fraud in India
Online fraud is a growing threat — from fake investment schemes to UPI scams. If you’ve lost money online, don’t stay silent. Act fast and follow the steps below to increase your chances of recovery.
✅ Step-by-Step Process to Recover Money from Online Fraud
1. Call Cyber Crime Helpline 1930
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Dial 1930 immediately (available 24×7).
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Provide transaction ID, scam details, and your bank info.
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This works best within the first few hours of the fraud.
2. Report on Cyber Crime Portal
Visit: https://cybercrime.gov.in
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Click on “Report Financial Fraud”
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Fill in all scam details
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Upload screenshots, UPI IDs, messages
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You will receive a Complaint Reference Number
3. Inform Your Bank/NBFC Immediately
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Write an email and visit your branch.
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Submit a copy of the cybercrime complaint.
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Ask for reversal or freezing of the scammer’s account.
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Contact the Nodal Officer of your bank (details usually available on the bank’s website).
4. File a Police FIR (If High Amount)
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Visit your local police station.
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Request FIR under IPC Section 420 (cheating) and Section 66D of IT Act.
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Attach complaint copy, ID, and bank documents.
🔐 Cyber Safety Tips to Prevent Future Frauds
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Don’t share OTPs, UPI PINs, or passwords
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Don’t click on suspicious links or job offers
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Use 2FA for banking and email accounts
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Verify unknown callers claiming to be “bank employees”
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Avoid payments on fake investment platforms or crypto schemes
📄 Documents You May Need
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Bank account statement
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Screenshot of the fraud transaction
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Chat/call logs with the scammer
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FIR copy or complaint number from cybercrime.gov.in
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Aadhaar or PAN copy
⚖️ Disclaimer
Money recovery is not guaranteed in all online fraud cases. Results depend on how quickly you act, the strength of your evidence, and the scam’s nature. Always consult a cyber crime lawyer for expert guidance.
📞 Need Legal Help?
Advocate Deepak – Cyber Crime Legal Expert
📞 Call: +91-7303072764
🏛️ Expert in money recovery, account unfreezing & online fraud defense
🛡️ Serving PAN India